It is becoming apparent than car insurance companies are secretly blacklisting certain postcodes which is why honest motorists are facing soaring premiums as a 'fraud epidemic' sweeps the country.

At long last, it appears that insurance premiums are finally smoothing out, with a host of young drivers actually seeing a drop in their premiums.

As we all know, if you are a driver or owner of a car, motorbike, lorry or any other type of motor vehicle, you must be insured by law.

With the New Year well upon us drivers are now being encouraged to improve their safe driving methods as a resolution for 2011.

UK car insurance customers are being told to compare insurers for loopholes in valid claims when cars are "frost-jacked".