Taxi Insurance

The most important prerequisite for a taxi driver is to ensure that their vehicle is properly insured. Protecting the liability of both the vehicle and its passengers is vitally important for peace of mind and to gain credibility as a business, regardless of whether the vehicle is used for private or public use. Taxi car insurance is somewhat more expensive than private car insurance as it protects liability for drivers against passenger injury.

A taxi is on the road for a significant length of each day and therefore the potential risk to an insurer is understandably greater than that of a casual driver. If your taxi acts both as a source of income and as a means of personal use it would be advisable to consider a fully comprehensive private hire taxi car insurance policy. A comprehensive policy also protects your taxi from any criminal damage or vehicle faults that may occur, thus ensuring cash cover for cab replacement facilities.

Despite the various pitfalls to finding taxi car insurance, it can be entirely straightforward insuring a taxi that is owner-driven. Insurers can significantly reduce premiums in the knowledge that the owner is permanently in charge of his/her taxi.

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