Van drivers who intend to drive and park their vehicle on a public highway require Van insurance. Van insurance is an additional form of cover that can protect van owners from vehicle damage and stolen or damaged goods. This is particularly important if a van is the primary vehicle in a business or employment position. Van insurance is also obtainable if you drive a van for private use.
Van insurance does not only cover commercial van insurance. Ice cream vans, Transit vans and Pick-up vans are all eligible for Van insurance protection. Purchasing your Van insurance online generally saves money. Online Van insurance providers often reduce policy benefits and increase the policy excess to drive down the cost of the overall premium.
The minimum requirements to purchase Van insurance by law are:
• Driver must be between ages of 25 and 65
• Driver must hold a full UK driving licence for a minimum two year period
Van insurance UK follows the same pattern as car insurance, offering three levels of protection – Comprehensive Van insurance, Third party fire and theft Van insurance and Third party Van insurance.
As a means of personal and local business, Van insurance is essential to maintaining a livelihood.