European Driving Insurance

It is interesting to note that drivers with fully comprehensive car insurance policies automatically have their insurance cover downgraded to a basic third party level when leaving the UK borders. Many drivers flee the country without this important piece of information that can save you hundreds in repair and breakdown costs.

Therefore it is important to read the small print of your car insurance documentation to find out whether you are protected. In the event that you are no covered to travel abroad, many car insurers now offer an extended European driving insurance feature that can protect you driving in all EU countries for up to 90 days a year.

Although this may include an additional small premium to be paid, this can give you piece of mind when hitting the autobahns and the autoroutes. A car accident abroad can be catastrophic to your holiday plans. Although a downgraded third party car insurance policy covers any damage to other drivers involved, any damage caused to your own vehicle is your responsibility. This can pose significant headaches, particularly if your car is in no fit state to continue on the road.

The cost of using a local foreign garage to get your car up and running can prove expensive. But this is small fry compared to the price you can expect to pay to transport your broken vehicle back to the UK. For the sake of a small additional premium it is highly recommended to have some form of European driving insurance under your belt if you travel regularly abroad.