Courtesy of The Independent - there are a number of UK car insurance myths that go around the country, so let's set the record straight:

The competitive UK car insurance market does play into the hands of the consumers despite the continuing ‘war on motorists’ due to rising premiums. There is a way to cover all bases and take advantage of the competition to achieve a cheap rate.

Thousands of Welsh motorists are driving around with severe eyesight problems according to a survey whose findings were revealed today. Despite 45 percent of motorists being prescribed glasses or contact lenses for driving, almost one in 10 motorists in Wales fail to always wear them.

One of the UK’s leading high street retailers of car insurance, Swinton car insurance has predicted that the new school term is likely to see an increase in car insurance claims.

It can be an issue that many young, newly qualified drivers gloss over; however driving safely in wet road conditions can avoid the threat of an accident and a potential UK motor insurance claim.

Range Rover car owners may wish to review their car insurance policies after a spate of thefts in the Essex area has rocked the local residents. Police in the region have recommended storing keys well away from open doors and windows within the home as these models have been targeted in drive-off incidents that will undoubtedly affect UK car insurance policies.

There are hundreds of circumstances that UK car insurance provides cover for, and unsurprisingly, many motorists are blissfully unaware of some of the additional items that they are covered for.

UK car insurers and road charities continue to reveal statistics and figures that make the general public sit back with a sharp intake of breath. Young drivers complain about the extortionate premiums that they are hit with, but is the motor industry right to take a tough stance to youngsters and should they be even harsher?

Passing your driving test is normally a cause for celebration but for 17-year-old Mike Ford, his excitement was tempered by the news that M&S car insurance was withdrawing his insurance cover. The reason – as he was now a qualified young driver, he was too much of a risk.

Motorists in the Essex area have been reminded to take care of their catalytic converters as they may be vulnerable to theft – an event which will naturally lead a spate of car insurance UK claims.

An increasing number of UK car insurance customers are tending to stay with the car model that they have as opposed to considering trading up to a shinier, newer model. This is according to industry figures revealed for the month of August.

While the price of a typical car insurance UK premium has increased by almost a third in the last 12 months, there remain a number of ridiculous myths and misconceptions on the road about motor premiums.

Three car insurance UK policy dodgers have been caught by the police following investigations into their number plate registrations.

New research undertaken by price comparison website Gocompare.com revealed that car insurance UK policyholders are now beginning to adapt their driving styles in order to save money on petrol costs.

Motorists are likely to need to take greater care and keep their wits about them as more and more speed cameras become deactivated in cost-cutting measures by local councils.

While a vast number of University students packing their bags and leaving for their student digs, a UK company has conducted an investigation into the best value motors for young drivers, dependant on their reliability.

UK car insurance customers are being advised to learn their rights before purchasing used cars from a car dealership, following the Office of Fair Trading’s Consumer Direct service noticed a rise in driver complaints.

The threat of drink drivers on UK’s roads could be set to increase following the news of police budget cuts.

UK insurance brokers, Swinton car insurance are warning British drivers not to become complacent with the unpredictable autumnal weather conditions posing problems across the country. Many motorists are still driving with a summer mentality.

Drivers that unashamedly hit a parked car and flee from the scene before the vehicle’s owners arrive are costing blameless motorists £169 million per year in the UK, impacting severely on car insurance UK premiums as a whole.

UK car insurance customers are being warned to check their car insurance policies, as small amendments made to premiums can cost drivers as much as £55 per year.